Buying your first home in The Woodlands, Spring, Conroe, Porter, New Caney or Cypress means learning a new vocabulary while spending more money than you ever have. Francisco’s job is to slow that down: every step written out and explained, in English or Spanish, before anything is signed.
Nobody is born knowing what an option period is, what a lender actually needs, or which repairs are worth asking for. That is the job.
Several of Francisco’s buyers came to him looking for a rental. After running the actual numbers, including the down payment assistance programs available in Texas, they closed on a house instead for a payment close to what they were already paying in rent.
It does not work out that way for everyone, and he will tell you plainly if renting another year is the better move. Either way, that is a calculation worth running before you sign the next lease. It is not financial advice, just real numbers on your situation.
Less than most people assume. There are Texas and Houston-area down payment assistance programs, and loan products that need far less than twenty percent. Francisco will introduce you to local lenders who can put a real number in front of you before you tour anything.
Buyer representation agreements and compensation are discussed and put in writing up front, before you tour homes. He will walk you through exactly how it works in your case.
A short, negotiated window after the contract is signed where you can inspect the home and walk away for a set fee. It is one of the strongest protections a Texas buyer has and it is explained in full before you sign.
Yes. Se habla español, and Spanish-speaking clients get the same level of detail in their own language rather than a summary.
Yes. Francisco is a new home construction specialist and represents buyers at builder communities across north Houston, at no cost to the buyer.
You do not need to be ready to buy. Tell him where you are, what you are paying in rent, and what you are hoping for, and he will tell you what the next step actually is.
No pressure and no obligation. A straight conversation about the numbers is free, and it is usually the step that makes everything else make sense.
Francisco Martinez is a licensed Texas real estate agent, License #749696, affiliated with Corcoran Genesis. Corcoran® and the Corcoran logo are registered service marks owned by Corcoran Group LLC. Corcoran Genesis fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each franchise is independently owned and operated.